Veterinary Finance

We understand how much your pet's health and happiness means to you.  

Unplanned treatment costs can be difficult to cover at short notice. This can lead to difficult decisions. Unlike human healthcare, there is no public health system for animals.

Pet owners are responsible for unsubsidised treatment of their pets. There are however ways to alleviate the costs associated with providing excellent health care for your pet. 

You could adopt the old fashioned approach and put money aside every week for any unexpected veterinary bills.  This could be as simple as setting up an automatic payment to a special savings account whilst keeping fingers crossed that nothing happens to your pet until you have a decent nest egg. Better still you could take out one of the excellent pet insurance policies available. 

Click here for more information on pet insurance including Petcover 4 week free no obligation puppy and kitten insurance, and South Cross Pet Insurance 6 weeks free cover

However, if you have been unable to explore any of these means of preparation, we are pleased to be able to offer financing options through Vetcare Finance, Afterpay and Q Mastercard.

We’ve partnered with Afterpay! Next time you shop with us, just choose Afterpay when you checkout so you can pay it in 4 interest-free instalments.Afterpay late fees, eligibility criteria and terms & conditions apply. Visit for full terms

Vetcare Finance

Vetcare Finance are currently the only veterinary specific finance providers in New Zealand.  Application is carried out by the customer online. Confirmation of approval of finance is required prior to treatment being provided.

  • Loans up to 15K
  • Swift approval for emergency veterinary care
  • No deposit with up to 36 month terms
  • Low application and booking fees

For more information about Vetcare Finance please freephone 0508 738 765 or visit

Q Mastercard

We accept Q Mastercard. 3% surcharge applies. Please ask at reception for more information or visit

Talk to us...

If you have financial constraints you need to discuss your situation with us PRIOR to any examination or treatment.  

As we are a small business we cannot offer you credit. 

Full payment is expected at the time of treatment.  

We accept Cash, EFTPOS, Visa and Mastercard.  Credit card and contactless (payWave) transactions have a surcharge of 1.5% which is in line with our cost of acceptance of these payment methods.

We do not accept American Express. 

Don't allow payment to be a stressful, embarrassing or difficult subject.  We are here to help and can assist you with a financing option that best suits you.

Click here to contact us

News and advice

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04 Apr 2024

Afterpay now available

We are super excited to share with you that we’ve partnered with Afterpay! Next time you shop with us, just choose Afterpay when you checkout so you can pay it...

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07 Dec 2023

Christmas Cheers from Vetcall

From our family at Vetcall to yours, we wish you and your families and furry friends a happy, safe, and relaxing time over the Christmas and New Year holiday season.

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